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Mercury Insurance Names the Most Affordable New Sedans to Insure

2021 Chevrolet Spark tops the list
An important aspect of researching the ideal vehicle is to consider the total cost of ownership, including insurance.

LOS ANGELES, Calif. (August 17, 2021) – Sedans are the “go-to” vehicle for many Gen Z, Millennial and Gen X drivers due to the more affordable purchase price and savings at the gas pump. Mercury Insurance (NYSE: MCY), a leading auto insurer in California and provider of auto insurance in 10 other states, has put together a list of the most affordable new sedans to help consumers find a vehicle that will save them money on insurance.

Mercury’s research and development team examined 2021 model year (MY) sedans that are available at car dealerships today to compile this list[1].

“An important aspect of researching the ideal vehicle is to consider the total cost of ownership, including insurance,” said Chong Gao, Director of Product Management R&D for Mercury Insurance. “For example, some vehicles have lower repair costs, which means they might also cost less to insure. Mercury has put together this list to help savvy vehicle shoppers know where savings can be found.”

Here is the top-ten list for new sedans, beginning with the most affordable make and model to insure.

  • Chevrolet Spark
  • Hyundai Elantra
  • Toyota Prius
  • Volvo S90
  • Mini Cooper
  • Kia Rio
  • Mitsubishi Mirage
  • Honda Accord
  • Nissan Versa
  • VW Golf


Visit to see more of Mercury’s most affordable vehicle lists.

About Mercury Insurance

Mercury Insurance (MCY) is a multiple-line insurance organization predominantly offering personal automobile, homeowners and commercial insurance through a network of independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia. Since 1962, Mercury has specialized in offering quality insurance at affordable prices. For more information visit or and follow the company on .



[1] Mercury Insurance developed the list based on full coverage premium (BI, PD, COMP, COLL, MP, UMBI and UMPD) for a hypothetical driver with average factors for each rating element. 

For further information: PCG – Kyle Reuter (424) 903-3657 (

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